Federal Institution Holidays 2025: Bank Closures and Key Dates

2025 Bank Holidays: A Quick Guide

Here’s a straightforward list of 2025 federal holidays and their observed dates for most US banks. Remember, it’s always best to confirm with your specific bank, as their hours may vary.

Weekend Holidays: How Bank Closures Shift

When a federal holiday falls on a weekend, the observed closure date for banks usually shifts. If a holiday lands on a Saturday, banks will likely close the preceding Friday. If it’s on a Sunday, the closure typically moves to the following Monday.

Why Bank Holiday Dates Matter

Knowing these dates is crucial for planning transactions, loan processing, and even accessing safe deposit boxes. Foresight prevents wasted trips and potential frustration.

Beyond Federal Holidays: Other Factors

While this list covers federal holidays, local branch hours may vary, especially around holidays. State holidays and credit union schedules can also differ. Double-checking with your specific bank is always recommended.

Common Bank Holiday Questions

What if my bank’s schedule is different?

While most banks follow the federal holiday schedule, exceptions can occur. Contact your bank directly for confirmation.

Do ATMs work on bank holidays?

ATMs generally function, but deposits made on holidays might not post until the next business day.

What are my banking options when branches are closed?

Online and mobile banking provide 24/7 access to many banking services, even on holidays.

This information is based on the best available knowledge as of October 26, 2023. Always confirm these dates with your specific financial institution for the most up-to-date information.